CASE EXAMPLE: THE BENEFIT OF TRAUMA AND INCOME PROTECTION INSURANCE

Dear David,

I’d like to give you something to tell the clients you are talking to about why they should have Trauma and I.P. insurance.

Please tell them, Ben Day got leukaemia at the age of 40 and he never imagined at age 40 he would have a life threatening disease or now be un-insurable. Thankfully he had Trauma and Income Protection insurance and he never imagined what the best part of having that type of cover would be (when he really needed it). The best thing about being fully insured was, when he and his wife lay down to go to bed and started talking about all the things that were ahead of them, chemo, disability, illness, the children, death and the list goes on and on and on. They never had to discuss “what are we going to do about money?” You have no idea how wonderful that is.

I sat for 8 months for 3 to 4 days at a time in a chemo ward and watched other people bringing lap tops into the ward, working while the worst stuff in the world is pumped into them. They were dressed in business outfits and did business on the phone. Do you know what I did? I went to sleep, when I went home I went to bed for about 2 weeks at a time. A nurse asked me if I was still working as she stuck a needle in my arm trying to find a vain. When I said “no I’m not”, she smiled and said “you’re lucky, most people keep working through this.” I smiled and thought to myself “I bet that’s not because they want to keep working, it’s because they aren’t insured.”

Please tell your clients Ben said “if you can afford it, take out Trauma and Income Protection now, when you can, don’t wait it’s too important and if you ever need it you will be so glad you didn’t delay.”

Call me if you want to talk about this or want me to talk to anyone.

Sincerely, Ben Day

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