Author Archives: David Siostrom

Repaying deductible debt? Here’s a better idea.

Here’s something you might not expect to hear a financial planner say: maybe repaying your debt is the last thing you should do. We should explain. Not all debt is equal. Financial planners divide debt into two broad types: deductible and non-deductible. As these names suggest, deductible debt lets you claim a tax deduction for […]

Property And Self Managed Super Funds – Podcast With Matthew Rosie

Rosie And Rosie Website: Soundcloud: Itunes: In this podcast, I got the opportunity to talk to property investment specialist Matthew Rosie about Self Managed Super Funds. We Cover: Why would you set-up a Self Managed Super Fund (SMSF)? What are the tax benefits of buying property through a SMSF? What works best, Residential or Commercial […]

What Kind of Return is Better… Cash or Capital growth?

You might have heard the terms ‘income return’ and ‘capital return.’ These are the two different ways to make money on an investment. Income return is the return you receive while you continue to hold an investment. In the sharemarket, the income return comes as dividends. In the property market, the income return comes as […]

How To Manage Your Investment Portfolio?

The rapid development of technology has allowed us to manage investment portfolios in ways that are more time efficient and incur lower costs. However, the sheer breadth of choices has left most consumers (including SMSF trustees) confused and unable to take advantage of the investment opportunities available to them. We have researched most technologies and […]

No Need To Salary Sacrifice Any More

Until now, salary sacrifice has been one of the only ways that an employee can make an extra tax-advantaged contribution into their super fund. Some of the problems encountered by employees include: * The employer may choose not to offer salary sacrificing due to the extra administrative burden.* Some employers may legally finance the compulsory […]

Share and Property Market Investing

This is an exciting week for financial advisers. Once a year, a very important piece of research becomes available. It is the Long-Term Investment Report. The latest report has just been released and it tracks the long-term performance of various asset classes over the last 20 years. This long-term emphasis is why the report is […]