Author Archives: David Siostrom

SMSF Property Traps

Direct property investment is a popular strategy for Self Managed Super Funds. However, when it comes time to repair or renovate the property, trustees need to understand the super regulations to avoid the imposition of penalties. While a subject for future discussion, further restrictions apply if the super fund has borrowed to buy the property.

The 4 Most Common SMSF Mistakes You Could Be Making Right Now 

With 600,000 SMSFs and a total of 1.2M members, the desire of Australians to control their retirement years is at an all-time high.   With all these members, you would think that everyone has a pretty good idea of what is going on, right?  Well, scaringly the truth is much less pleasant!    We often find that SMSF trustees and […]

Repaying deductible debt? Here’s a better idea.

Here’s something you might not expect to hear a financial planner say: maybe repaying your debt is the last thing you should do. We should explain. Not all debt is equal. Financial planners divide debt into two broad types: deductible and non-deductible. As these names suggest, deductible debt lets you claim a tax deduction for […]

Property And Self Managed Super Funds – Podcast With Matthew Rosie

Rosie And Rosie Website: https://www.rosieandrosie.com.au/investing-in-property-through-a-smsf-part-1/ Soundcloud: https://soundcloud.com/rosieandrosie/investing-in-property-through-a-smsf-part-1 Itunes: https://itunes.apple.com/au/podcast/rosie-rosie-podcast/id1333834643?mt=2 In this podcast, I got the opportunity to talk to property investment specialist Matthew Rosie about Self Managed Super Funds. We Cover: Why would you set-up a Self Managed Super Fund (SMSF)? What are the tax benefits of buying property through a SMSF? What works best, Residential or Commercial […]

What Kind of Return is Better… Cash or Capital growth?

You might have heard the terms ‘income return’ and ‘capital return.’ These are the two different ways to make money on an investment. Income return is the return you receive while you continue to hold an investment. In the sharemarket, the income return comes as dividends. In the property market, the income return comes as […]

How To Manage Your Investment Portfolio?

The rapid development of technology has allowed us to manage investment portfolios in ways that are more time efficient and incur lower costs. However, the sheer breadth of choices has left most consumers (including SMSF trustees) confused and unable to take advantage of the investment opportunities available to them. We have researched most technologies and […]