Share and Property Market Investing

This is an exciting week for financial advisers. Once a year, a very important piece of research becomes available. It is the Long-Term Investment Report. The latest report has just been released and it tracks the long-term performance of various asset classes over the last 20 years. This long-term emphasis is why the report is […]

Australian Housing- Is a Decline Imminent?

Over the last 5 years, we have seen an increase in the number of forecasters expecting a significant decline in Australian house prices. However, prices have generally continued to increase. In this article, we wish to recount the factors that have supported this price appreciation while identifying the factors to look for that may signal […]

Financial Planning Week

Its Financial Planning Week which presents us with an opportunity to educate and inspire Australians about the important role that financial planners can play in helping people to achieve their financial goals. Consequently, we suggest that you take a look at the Financial Planning Association’s “Money for Life” website to view videos where people discuss […]

Key Things to Know About Exchange Traded Funds

The Australian Exchange Traded Funds (ETFs) market has now reached $30B. According to the BetaShares/Investment Trends ETF Report, 38% of investors hold ETFs via Self Managed Super Funds and there was a 31% increase in the number of investors over the previous 12 months. Further, millennials are expected to be significant drivers of ETF growth […]

A Head Start to Wealth Creation

We often assist people in their 20s-40s to begin the process of building an investment portfolio. Typically, their ultimate aim is to gain control of their financial situation and accrue assets to support their future lifestyle. To achieve success, we believe that the key steps in this process include: (1) Managing Cash Flow Understanding where […]

More Key Super Decisions from July 2017

In this edition, we reveal how some people may need to respond to the super changes that apply from 1st July. Salary SacrificeReview salary sacrifice arrangement to ensure that your total (i.e. employer & salary sacrifice) concessional contributions do not exceed $25K for 2017/18. Personal Deductible ContributionsReview the benefit of a salary sacrifice arrangement vs. […]

May 2017 Federal Budget Analysis

The Federal Budget Analysis prepared by the MLC Technical team, part of GWM Adviser Services Limited, appears below. Federal Budget 2017-18 – what it means for you On Tuesday 9 May 2017, the Treasurer, Scott Morrison, released the Government’s 2017-18 Budget.  This year’s Budget won’t significantly impact retirees; however, there were plenty of changes announced […]

Key Super Decisions Before July 2017: Edition 5

New superannuation regulations will take effect from July 2017. Changes may require people to make critical decisions to optimise their financial well being To assist you to resolve if you are affected, I shall present each of the regulatory changes progressively over the coming months. Super & Estate Planning Compliance with the new super reforms […]