In our January 2020 Video Update, I discuss the types of investments that can be incorporated into an investment portfolio to generate a higher level of income.
However, given the record low interest rates on offer around the world, many conservative investors are accepting a much higher level of risk (and complexity) when selecting substitutes for traditional term deposits.
Therefore, it is critical that investors understand these risks (eg permanent loss of capital), can tolerate losses and have adequate money in reserve to draw upon if a downturn occurs.
Disclaimer: “This advice is general and does not take into account your objectives, financial situation or needs. You should consider whether the advice is suitable for you and your personal circumstances. Before you make any decision about whether to acquire a certain product, you should obtain and read the relevant product disclosure statement.”